The deal was introduced by Joseph Kahan, director at Secure Finance Limited, a brokerage based in north London.

The borrower, an operator of both residential and commercial property, required refinancing on three existing loans and a cash-out element to support continued portfolio expansion.

The facility was structured as a commercial real estate investment loan over a five-year term, amortised across 20 years.

The bank’s solicitor, Lawrence Stephens, acted on a dual-representation basis and played a central role in ensuring the loan was drawn down within three weeks of credit sanction.

Conor McDermott, director of SME lending at LHV Bank, said: “This case highlights exactly where we add value.

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“A borrower with a clear strategy, a tight timeline, and just enough complexity to fall outside the scope of more rigid lenders.

“By working closely with Secure Finance, the deal team led by Sadiq Patel, lending director (pictured above), and our legal partners, were able to move quickly and deliver ahead of schedule.

“It’s a good example of the kind of practical, relationship-led lending that continues to resonate in today’s market.”

Joseph added: “From the outset, this was a case that required a lender with both flexibility and urgency.

“Sadiq and LHV Bank took a clear-sighted, practical approach and worked at pace to get the deal done.

“It made all the difference, and we look forward to working with them again.”