Situated in Billingshurst, West Sussex, the applicant applied through their limited company for the plot, which comprises a detached four-bedroom Grade II-listed farmhouse, gardens, stables and garage workshop, along with an office and hardstanding areas for motor sales and administration.

With time pressures a factor, SDKA’s underwriting team assessed the client’s accounts and confirmed deposit through several sources.

There was also an issue with a failing septic tank, with £20,000 retained pending the installation of a new system.

The deal was introduced by Chichester-based broker QED Finance and was concluded at 63.3% LTV on a flat rate of 1.15% over a 12-month term.

Mark Vickery, director at QED Finance, commented: “We are delighted to have supported our client in securing this distinctive mixed-use property.

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“This case demonstrates the value of working with a specialist broker, navigating complex requirements, managing multiple stakeholders and ensuring the right funding is secured in a timely manner.

“SDKA’s responsive and solution-focused approach was instrumental in bringing the deal together, and we look forward to working with them again on future transactions.”

Kunal Mehta, managing director at SDKA, added: “From day one it was essential this application was running like a well-oiled machine, given several complex issues with the site.

“We collaborated closely with QED Finance, and in turn with the chartered surveyors, so they understood the application in depth. This allowed a fair and independent assessment of all the buildings and land, after which it was a smooth ride to get us over the line and release the funds.”