The average loan size has increased to £9m, up from £8m in 2024, with an average term of 18 months.
The lender continues to diversify its loan book, expanding across the residential, office and leisure and hospitality sectors.
Regionally, Mera’s lending activity is concentrated in the South East (47%), London (35%) and the Home Counties (14%), as well as in the South West (4%).
Over the past year, Mera has expanded its team with several strategic hires, including Raj Bath as portfolio manager and Paul Bembridge as financial director.
- Bridging & Commercial X Allica Bank — The £65bn SME credit gap
- Mera completes £7.5m bridge for warehouse and self-storage
- Mera Investment Management appoints new portfolio manager
Two additional senior team members are expected to join before the end of 2025 as the firm strengthens its origination, portfolio management and investor relations functions to support its next phase of growth.
Edward Matthews, CEO at Mera Investment Management (pictured above), commented: “Hitting £100m in lending is a proud moment for the team and a clear sign of the market’s trust in our model.
“Over the past year, we’ve built strong momentum — both in terms of origination and team capability — and that gives us a powerful platform for what comes next. Our sights are firmly set on surpassing £200m by the end of 2026.
“We are now actively exploring new funding lines that will allow us to broaden our reach further and support a wider range of borrowers and projects across the UK.”
Leave a comment