The transaction forms the second phase of a wider restructuring exercise following an initial £7.5m refinance completed earlier in the summer.

The case was introduced by Sy Nathan, head of bridging and structured finance at Dynamo.

The portfolio comprises mixed-use assets, HMOs, MUFBs and semi-commercial units located across north and south London.

The refinance involved multiple securities spread across several limited companies and needed to complete within a tight timeframe.

The facility provides the borrower with the liquidity and certainty required to progress new opportunities and continue expanding their portfolio.

The case was managed by Serena Grewal, regional account manager at HTB (pictured above), with underwriting from Greg Barnard.

Surveyor support was provided by Ringley and Savills and legal work was undertaken by Arch Law.

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Serena said: “This was a complex portfolio refinance with several securities and company structures that needed to align to a defined completion window.

“By working closely with Sy from the outset we kept each workstream moving so the borrower had clarity at every stage. The tailored pricing and coordinated approach across valuation, underwriting and legal teams meant the client could progress their wider plans with confidence.”

Sy commented: “The client needed funds for the acquisition of a new site and our strong relationships with HTB were instrumental in delivering a positive and swift outcome.

“Structuring borrowing across multiple limited companies simultaneously presents its challenges.

“However, having worked with the HTB team on previous portfolio refinances, I was confident that together we would find a solution that suited all parties.”