Umar Butt has joined UTB from French bank Groupe BPCE, where he was team leader in flow underwriting.

Umar is an experienced underwriter who has spent 10 years in the financial services industry working in the SME and consumer sectors.

Tharun Rajagi also joined UTB recently from BPCE, starting in January. Tharun was previously a risk manager at Groupe BPCE and has joined UTB’s flow team as an underwriter, with special interest in developing the bank’s high-value car finance offering.

Grant Watkins is a risk and compliance consultant with over three years’ experience in financial crime prevention, specialising in AML investigations, KYC reviews, and quality control.

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Grant joins the Asset Finance KYC team having previously worked with FDM Group and KPMG.

Jessica Womack joins the payouts team, bringing previous experience from Hampshire Trust Bank and BPCE.

Nathan Mollett, head of asset finance at United Trust Bank, commented: “We said we’d be growing the team this year and we meant it.

“While technology continues to transform the way we all do business, it’s still the people delivering the service who make the biggest difference.

“Umar, Tharun, Grant and Jessica bring lots of experience to the team and are making an immediate impact as business volumes increase.

“They bring enthusiasm, specialist knowledge and a commitment to providing excellent service to our broker partners, helping us to develop and deliver the best experience for brokers and customers.”