The borrower, a high-profile businessman, approached the lender after he was left unable to access capital previously available to him at a crucial point in the transaction.

The client required the necessary funds urgently, as he had 10 days left to complete the purchase.

The deal posed some difficulties, as the loan was to be secured against two assets: the Kent country property and a second asset in Chelsea.

The country property was spread over seven titles with over 20 pages of restricted convenance, along with multiple outbuildings, all with different planning classes.

Meanwhile, the Chelsea property had recent works carried out, and views had to be taken on completion certificates, given the lack of time.

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Despite the challenges, Century Capital was able to provide the £6.45m loan — agreed at 75% LTV over a 12-month loan — three days after the initial application.

Paul Munford, CEO at Century Capital, said: “With a willing and able counterparty, we can move mountains and have the ability to transact in a matter of days. 

“With our hugely commercial approach and a flat approval structure for prime London and country short-term finance, Century Capital is amongst the best in the business.”

Luke Navin, head of lending at Century Capital, added: “The flexibility and agility that we consistently demonstrate is testament to the skills and expertise of the experts within our team and the trusted relationships we have with our lawyers and service providers within our trusted Century Capital network.”