Following a successful commercial pilot scheme with selected brokers, the product range will offer rates from 6.69% on semi-commercial properties and 7.44% on commercial properties.

LTVs are offered up to 75% of the vacant possession market value figure, with loan sizes up to £3m as standard.

The lender said the proposition saw strong interest during the pilot stage, producing a healthy conversion rate of the enquiries received.

West One also upheld its commitment to respond to all communication within 24–48 hours throughout the pilot.

Borrowers will not be credit scored, and each case will be assessed on its own merits.

Flexible lending criteria are used, and first-time landlords, borrowers with minor credit blips, foreign nationals, expats and those with complex income will be considered.

•   B&C Awards 2025: The Video
•   West One makes four short-term division hires
•   West One enters commercial mortgage market

Duncan Abraham, regional director at West One, said: “The results of the pilot clearly demonstrate the appetite for flexible and practical commercial mortgage solutions.

“We’ve listened to brokers and investors and designed our product to meet their needs with speed and clarity.

“The full launch marks a significant milestone, and I look forward to supporting our broker clients as we provide new opportunities within the commercial property sector.”

Danny Waters, CEO at West One’s parent company Enra Specialist Finance (pictured above), added: “With the addition of commercial mortgages to our range of products, West One is entering a new phase of growth.

“Interest in our commercial pilot programme has been immense, and it is clear that brokers are looking for better alternatives to those that have been available on the market.

“West One is looking to fill that gap with a unique proposition that will set us apart in the industry while contributing to strong revenue generation through the loans we originate.”