Andrew is an experienced property finance professional with a career in banking spanning 35 years.
He has held senior roles with a range of specialist lenders including Foundation Home Loans, Axis Bank and, most recently, as managing director of BTL at West One.
In his new role at UTB, Andrew will report to Buster Tolfree, managing director of mortgages, BTL and bridging, overseeing the sales teams as well as working to help drive growth in 2026.
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In the new year, the bank plans to expand further into the residential mortgage market, driving growth exiting refurbishment loans to BTL mortgages and looking to further develop its non-regulated bridging proposition.
Andrew commented: “I am delighted to join such a well-respected business and look forward to working with the team to further evolve the proposition across BTL, bridging and mortgages.
“2026 will be an exciting year for UTB and I’m delighted to be a part of the journey.”
Buster said: “Andrew brings a wealth of experience to our senior leadership team, gained from a stellar career in specialist lending.
“I am excited about the opportunities which lie ahead for UTB in mortgages, BTL and bridging and Andrew is going to play a pivotal role in helping us to drive business growth in those markets. Bring on 2026!”
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