The deal involved refinancing four commercial assets, including warehouse storage and retail units across London and Kent, at a lower rate than the client’s existing arrangements.

The more favourable rate provided the client with the capacity to explore further investment opportunities for their business, according to an announcement.

InterBay specialist finance account manager (SFAM) Simon Ward worked closely with David Kay, director at Synergy, to structure the case and ensure the client's requirements were met.

They were supported by InterBay’s in-house underwriting team, who helped navigate the policy challenge relating to the reletting period of one of the units, which required an exception.

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Marc Callaghan, head of commercial lending at InterBay (pictured above), commented: “This case highlights how owner-occupier finance can play a vital role in supporting business development, a key part of InterBay’s proposition.

“Thanks to the expertise of Simon and our underwriting team, we were able to deliver a funding solution that met the client’s ambitions despite a policy challenge.

“We’re delighted to support the next phase of the client’s business expansion.”

David said: “InterBay were exceptional throughout, with particular thanks to SFAM Simon Ward and the underwriting team.

“They consistently went above and beyond to ensure steady progress, acting as true partners rather than passive facilitators.”