For the last 10 years, the lender has offered a maximum LTV of 55% with limited second charge availability.
From 1 July 2025, this will increase to a single 70% LTV first charge for all cases.
Brokers will still be able to combine the updated LTV limit with its other core offerings, which include decisions in principle (DIPs) within one business day and no stress testing.
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“Right now, a number of market complexities are making it harder for brokers and borrowers to navigate the investment landscape,” said Tim Parkes, CEO at RAW Capital Partners (pictured above).
“By introducing a single, straightforward 70% LTV, we’re removing unnecessary friction from the process.
“I’m confident brokers will find even greater value in our proposition from July, and we’re excited to support their clients in accessing the UK property market with confidence as we enter our second decade as a lender.”
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